Ratings & Reviews

Best Personal loans

Compare the best personal loan rates and lenders to fit your unique needs.

What is the best personal loan to get? Which bank/lender has the lowest interest rate on a personal loan? Banks and online lenders are still offering personal loans despite the pandemic — even if your credit score is fair or low, or if your income has recently changed. To determine the best personal loans of 2020, we compared every major lender’s interest rates, loan terms, customer satisfaction, customer support, and updated our ratings to reflect changes due to COVID-19.

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CONTENTS

Personal Loan Calculator

Best Personal Loan Companies

Subscription Offers

Benefits of a personal loan

Competitive fixed-rate, fixed-term.
Fixed monthly payment
No origination fee or prepayment penalty.
Simple online application.
Get your funds, often by the next day.
Loans from $100 – $100,000.

Personal Loan Calculator

How much interest will you have to pay? Use the calculator below to see estimated interest rates and payments for a personal loan. Here’s how it works:

Choose your credit score range. For example, if your credit score is 740, you’re in the excellent range. If you don’t know your credit score, you can get a free credit score on NerdWallet.
Choose your desired loan amount and loan term. Typical personal loan amounts range from $1,000 to $100,000, while loan terms range from 12 months to 180 months. A longer loan term will result in lower monthly payments, but higher interest costs.

Best Personal Loan Companies

Personal loan interest rates currently range from about 5 percent to 36 percent. The actual rate you receive depends on multiple factors, such as your credit score, annual income, and debt ratios. To find the best personal loan for your financial situation, it’s best to shop around and compare personal loan rates from multiple lenders.

LENDERS	DETAILS
Personal Loans Auto Loans Business Loans Student Loan Refi 5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $35,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: $15 Time to fund: As soon as the next business day after successful verification GET STARTED
A Loan To Pay Off Credit Cards 4.5/5	Rates from (APR): 5.99% - 24.99% Loan term: 2 - 5 years Max loan amount: $35,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 5% Check processing fee: None Late fee: None Time to fund: As soon as 2 - 5 business days after verification GET STARTED
Personal Loans Auto Loans Commercial Lending Mortgage 5/5	Rates from (APR): 6.49% - 29.99% Loan term: 1 - 5 years Max loan amount: $35,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: Funding within 2 days of acceptance of final loan offer GET STARTED
Compare Personalized Loan Offers In Less Than 60 Seconds 5/5	Rates from (APR): from 4.99% Loan term: 1 - 15 years Max loan amount: $100,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: $0-$15 Time to fund: As soon as the next business day after successful verification GET STARTED
Installment Loans - An Alternative Solution to Payday Loans 5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $3,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: You will be offered FREE same day funding GET STARTED
Helping people with bad credit 5/5	Rates from (APR): 5.99% and 35.99% Loan term: 3 - 72 month Max loan amount: $10,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: None Check processing fee: None Late fee: 0% - 2% Time to fund: As soon as the next business day after successful verification GET STARTED
Personal loans Receive up to $50,000 in your checking account as soon as next business day. 5/5	Rates from (APR): from 5.96% Loan term: 1 - 12 years Max loan amount: $50,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: As soon as the next business day after successful verification GET STARTED
Online Payday Loans 4.5/5	Rates from (APR): from 5.96% Loan term: Payday loans Max loan amount: $1.500 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: $0-$15 Time to fund: As soon as the next business day after successful verification GET STARTED
Online Payday Loans 4/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $35,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: $15 Time to fund: As soon as the next business day after successful verification GET STARTED
Personal Loans 5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $10,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: As soon as the next business day after successful verification GET STARTED
Personal Loans 4.5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $10,000 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: As soon as the next business day after successful verification GET STARTED
Personal Loans 5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $1.500 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: As soon as the next business day after successful verification GET STARTED
Personal Loans 5/5	Rates from (APR): from 5.96% Loan term: 1 - 5 years Max loan amount: $2.500 Prepayment penalty: None Unsuccessful payment fee: None Origination fee: 0% to 2% Check processing fee: None Late fee: None Time to fund: As soon as the next business day after successful verification GET STARTED

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