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PNC Bank is a major financial institution that maintains numerous banking branches and ATMs across the eastern seaboard. The company maintains its corporate headquarters in Pittsburgh, Pennsylvania. They offer a wide range of products, from checking and savings accounts to personal loans, auto loans, mortgages and more.

The PNC Personal Loan

Personal loans offered by PNC Bank can be used for a variety of reasons, including debt consolidation, home improvements, auto purchases and more. The rates for personal loans vary depending on the consumer’s specific zip code.

Reviews of PNC

  • pncPersonal Installment Loan, Unsecured – This is an installment loan that does not require any type of collateral. It comes with a fixed rate and offers a fixed repayment term. The loan can be paid back early with no prepayment penalty. The minimum loan amount is $1,000 and the maximum loan amount is $25,000.
  • Personal Installment Loan, Secured – This is an installment loan that requires non-real estate collateral to secure funding. The rate and repayment term are both fixed, and consumers can apply for this type of loan in person or over the phone. The minimum loan amount is $2,000 and the maximum loan amount is $100,000.

Reviews of PNC Bank personal loans are mixed. On average, the bank receives a rating of 3 out of 5 stars. One of the major complaints customers have discussed is lack of sufficient customer service when calling in to make a payment or when someone has an issue with their account.

The application process can take much longer than other types of personal loans and some consumers have reported that PNC practices predatory lending.

Who Should Apply for this Loan

loan-applicationWhile various consumers have reported negative experiences with PNC Bank, overall, the company’s personal loan product is a solid choice for anyone who needs additional money on hand.

If you have a decent credit history with a stable job and the means to repay a loan, PNC Bank is a great option.